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If you’re planning to travel but don’t have enough funds for a ticket at the time of booking, there’s no need to stress.
The Indian Railways has introduced a new initiative called ‘Book Now, Pay Later’.
With this program, you can secure a confirmed ticket without making any payment upfront.
Nonetheless, you must complete the booking entirely online. Additionally, there are certain essential conditions that you need to adhere to.
Steps to book tickets under Book Now, Pay Later Scheme:
- First log in to your IRCTC account. After this, click on the ‘Book Now’ option.
- A new page will open where you have to fill in passenger details and the captcha code. After filling it in, click on the submit button.
- The payment details page will open. On this, you can pay through credit, debit, BHIM app, net banking.
- If you want to take advantage of Pay Later, then you need to register first. Customers can register by visiting (www.epaylater.in).
- After registering, you will get the payment option. Upon choosing this option, you will receive a train ticket at no upfront cost.
You must complete the payment within 14 days following the ticket reservation.
If payment is delayed, passengers will have to pay a 3.5 percent service charge. If the payment is made within the stipulated time limit, then no additional money will have to be paid.
It is to be noted that the information given here is based on general information. It is necessary to take expert advice before trying any new scheme.