Age group 18 to 35 years most vulnerable

A study by SBI General Insurance’s Claims Analysis reveals that Indians among the age group of 18 to 35 years old are most vulnerable to diabetes. The company did a study on their claims data on World Diabetes Day 2018 to spread awareness on what could become ‘the world’s seventh largest killer by 2030’ as stated by WHO.

The study reveals that Diabetes related claims have increased to 26%, Maximum claims came in from Indian metros that is 63% while 37% claims have come in from non-metros and 59% claims reported for males whereas 41% reported for females.

A comparison between FY2016 vs FY2018 shows that SBI General Insurance analyzed its internal claims data to discover that a staggering 54% of total number of claims have seen a year on year increase. Within diabetes claims, a whopping 73% increase was seen in the number of claims, between the age group of 18-35 years. Similarly, age group of 35-45 saw an increase of 32% claims whereas the 45 to 55 age group saw a rise of 38%.

On a pan India level, there has been a rise in the number of claims reported each year and in 2018, maximum number of claims were received  from Maharashtra – 22%, and Tamilnadu – 13% followed by Gujarat which accounts for 10.36%

Sukhesh Bhave, Head – Accident and Health Claims, SBI General Insurance said, “Diabetes is known as the silent killer for a reason. The excess blood sugar in diabetes can severely damage the eyes, kidneys, nerves, and other body parts; cause sexual problems; and double the risk of heart attack and stroke. With extensive awareness campaigns, people are becoming more and more cautious with the way they lead their lives and transitioning from sedentary to active lifestyles. But our efforts need to double up in this space. The good and the bad news both is that with diabetes, 90% of the disease management is up to the patient. So it is always advisable to go for a health insurance plan which offers adequate coverage amount at an early age, so that you are covered for all ailments in the time of need.”


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